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Life & Critical Illness Cover

As well as arranging your mortgage, Altogether Financial are also able to organise most types of insurance for you.

Protection is typically recommended based on your own needs, for example to cover your outstanding mortgage balance or can be tailored to suit your monthly budget.

Life assurance

We provide advice on insurance if something happens to you – what will happen to your family, how will they cope financially? There are different types of policies that aim to help ease this fear. This type of insurance provides your family peace of mind to your loved ones. There are many different ways to arrange life cover and we can help you find the best deals available.

Life assurance guarantees that your mortgage will be repaid in full in the event of your death.

Family protection

 

Critical Illness cover or Serious Illness cover

We sometimes live in a bubble and we think a critical illness is never going to happen to us, particularly if we feel fit and healthy, but it can and does. The impact on you and your family can be significant and it’s our duty to make sure you are covered.

  • Critical Illness cover is designed to pay out your chosen amount of cover if you're diagnosed with one of the specified critical illnesses in your policy.
  • Critical Illness cover helps your family cope for a while without income to pay everyday bills and responsibilities. It normally pays the policyholder a lump sum cash payment once they have been diagnosed with one of the critical illnesses listed in the insurance policy.

For more information or to receive a personalised quote. Contact our team at Altogether Financial Solutions or complete the contact us form and we’ll be happy to call you back.

 


What is the cost of having protection and not needing it?

vs.
What is the cost of not having protection and needing it?


Life assurance

We provide advice on insurance if something happens to you – what will happen to your family, how will they cope financially? There are different types of policies that aim to help ease this fear. This type of insurance provides your family peace of mind to your loved ones. There are many different ways to arrange life cover and we can help you find the best deals available.

Life assurance guarantees that your mortgage will be repaid in full in the event of your death.

Family protection

Critical Illness cover or Serious Illness cover

We sometimes live in a bubble and we think a critical illness is never going to happen to us, particularly if we feel fit and healthy, but it can and does. The impact on you and your family can be significant and it’s our duty to make sure you are covered.

  • Critical Illness cover is designed to pay out your chosen amount of cover if you're diagnosed with one of the specified critical illnesses in your policy.
  • Critical Illness cover helps your family cope for a while without income to pay everyday bills and responsibilities. It normally pays the policyholder a lump sum cash payment once they have been diagnosed with one of the critical illnesses listed in the insurance policy.

For more information or to receive a personalised quote. Contact our team at Altogether Financial Solutions or complete the contact us form and we’ll be happy to call you back.


What is the cost of having protection and not needing it?

vs.
What is the cost of not having protection and needing it?

 


Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.